Obama governement has made it compulsory to have healthcare plans for all. You shall see that everybody has got their insurance by the year 2014. The government is not going to exclude anybody.
Medical Plans for Individuals
A person should have individual healthcare.
If your employer is not having insurance benefits, then it is your responsibility to get one. Government has established health exchanges that can help you in getting the required coverage. Everyone may need to pay premium in that case. Some exceptions are there.
For small business owners
Small businesses can purchase insurance coverage through a separate exchange called SHOP or from the Individual exchange. In case of big employers, it will be employers responsibility to take care of the employee's insurance coverage plans. Employers may need to pay the penalties, if their employees get tax credits for the health insurance. The employers having smalll number of employees won't need to pay the penalties due to the exemption.
Insurance Companies/Healthinsurance Providers
Significant regulations will be imposed on almost all health plans. Insurers cannot deny health coverage to people for any reason. This is one of the regulation in the act. How is teh person's health today does not matter. And cannot be used as an excuse to deny health insurance coverage for him or her.
People over 65
All the senior citizens above age 65 will get benefits of expanded Medicaid. For this, they must be at 135 % of the poverty level.
You can easily get it
there is no running away from the fact that health insurance will be compulsory for everyone as stated above. Else you will pay the penalty of $95 or 1 % of your income - whichever is greater. As early as possible, every person should get health insurance coverage.
Also, it is definitely in our best interests to get health insurance. So why not get it?
The proper place to get Health Coverage
People find it very difficult to chose apprpriate & affordable insurance coverage when they are doing it on their own. You would get information from each company and then compare it yourself. It will take very long time & much work on your own, and it is no guarantee that you will chose properly. Almost 57% of the people who tried to do that, could not finish it or chose proper plan. It''s that difficult.
To help all such individuals, employers and senior citizens, one website is there that will do everything for you. Simply enter your zip code & you get choices of insurance plans instantly. This site is very beneficial for individuals, employers and even for students & senior citizens. Best of all, the cost of the insurance is the same as if you went it alone. Our government has kept the cost of the health insurance premium same irrespective of the place or method through which you purchase it.
Why keep on thinking & worrying about this? Click this link www.QQBenefits.com so that you can get the proper coverage instantly.